# Pricing — Sumloop Sumloop is billed per workspace, by how much spend the workspace tracks. Never per person, per vendor, or per invoice. Every band has every feature. Every workspace starts with a 30 day free trial that takes a card up front. ## Starter - Price: €29/month plus VAT, or €290/year (two months cheaper) - Band: Up to €10k a month of tracked spend - Who it is for: A team whose cloud and SaaS bill is a few thousand a month. Most startups are here for a long time. - Included: every feature, unlimited people, unlimited vendors, unlimited history ## Growth - Price: €99/month plus VAT, or €990/year (two months cheaper) - Band: Up to €100k a month of tracked spend - Who it is for: Enough spend that a forgotten instance costs more than the tool watching for it. - Included: every feature, unlimited people, unlimited vendors, unlimited history ## Scale - Price: €299/month plus VAT, or €2,990/year (two months cheaper) - Band: Above €100k a month of tracked spend - Who it is for: Where a single percent of drift is worth more than everything on this page. - Included: every feature, unlimited people, unlimited vendors, unlimited history ## What "tracked spend" means The total monthly cost across everything in the workspace — synced integrations, imported invoices, forwarded email and manual entries — on the amortized basis the overview shows. Nothing is metered, throttled or locked if a workspace grows past its band. ## Questions ### What does Sumloop cost? €29, €99 or €299 a month plus VAT, depending on how much spend you track — up to €10k a month, up to €100k, or above. Annual is two months cheaper. It is billed to the workspace rather than per person, and every workspace starts with a 30 day free trial. ### Do I need a card to start the trial? No. Start the trial, connect a vendor, and see your own numbers without entering payment details at all. Stripe emails you before day 30 with a link to add a card. Nothing is charged, ever, without a card you entered yourself. ### What happens when the trial ends? If you added a card, it is charged and the workspace carries on. If you did not, the subscription ends and the workspace locks — but export stays open, so your ledger is still yours to take out, and adding a card later picks it back up. Cancelling a paid subscription stops the renewal without ending the period you paid for, with no minimum term and no cancellation step to find. ### Why does the price depend on my spend? Because that is what the product is worth to you. Catching one forgotten €50 subscription pays for a year of Starter; catching a €3k variance pays for a decade of Scale. Charging everyone the same would mean either overcharging the smallest team or undercharging the largest by an order of magnitude. ### What counts as tracked spend? The total monthly cost across everything in the workspace — synced integrations, imported invoices, forwarded email, and manual entries — on the amortized basis the overview shows. ### What happens if I go over my band? Nothing breaks. Sumloop does not meter you, throttle you, or lock the ledger — a tool that goes dark when your bill grows is the opposite of useful. We will tell you, and you move up when it makes sense. ### Is there a per-user charge? No. A three-person team and a thirty-person team on the same band pay the same. Charging per seat would discourage the one thing the product is for — everybody looking at the same number. ### Do you cap vendors, invoices, or history? No. There are no usage limits on integrations, invoice imports, forwarded email, manual entries, or how far back you backfill, in any band. ### Do you track what I pay you? Yes — in your ledger, not just ours. Once your subscription starts being charged, Sumloop appears as a cost in your own workspace alongside AWS and everything else. A tool that collects every SaaS cost and quietly leaves itself out is telling a small lie about your total. Delete the entry if you would rather not count us; it will not come back. ### Am I charged in euros? Prices are listed in euros before VAT. Stripe is the merchant of record and converts into your local currency at checkout, so if you are outside the eurozone the amount you are charged is the local equivalent rather than this exact figure. ### What access does Sumloop need to my cloud accounts? Read-only billing access. Every integration guide asks for the narrowest scope the vendor offers — billing:read on DigitalOcean and Grafana, Billing → Read on Cloudflare, read_api on GitLab. Sumloop cannot change resources, cannot spend money, and never writes to your accounts. ### How are my provider credentials stored? Encrypted at rest with Cloak before they reach the database. Row-level security is enabled on every table, and the application authorises each request against your workspace membership. ### Who can read my invoices? Only your workspace. Sumloop runs its own mail server, so a forwarded invoice never passes through Zapier, Mailgun, or any other third party. Senders are allow-listed, and an unrecognised sender is quarantined before anything is read. ### An AI reads my invoices — what does it do with them? It extracts the vendor, the period, and the line items into a draft that lands in a review queue. Nothing reaches your ledger until a person approves it, so a misread field is caught before it becomes a number you rely on. ### Where does my data live? Postgres and a private storage bucket on Supabase, with the application hosted in London. Invoice downloads are served through an access-controlled route — there are no public or shareable file links. ### Can I get my data out? Yes. Every dataset behind the app is downloadable as CSV from the export builder, filtered however you like, and stored invoices can be downloaded individually. Leaving is a normal operation, not a support request. ### My vendor has no billing API. Is it still worth it? Yes — that is the case Sumloop was built for. Forward the invoice, drop the PDF, or type the cost in. All three are first-class paths, not fallbacks.